Build a Brighter Tomorrow With Safe, Reliable Income
Discover how to earn safe, reliable income backed by top-rated insurance companies and secure your portfolio for the long term.
We get it, watching investments crawl in bonds, CDs, or annuities can be tiring.
Our approach aims higher, with monthly payments and lump sums that protect and grow your assets. It’s a simpler, more secure way to build real peace of mind—without settling for low returns.
Because we know the market can be unpredictable.
Each structured settlement payment stream is backed by top-rated insurance companies and carefully checked for safety.
Here’s How We Help You Enjoy
Steady, Stress-Free Growth
Steady Returns
Steady payments you can
count on.
Hands-Off, Worry-Free
We handle everything-so
you simply collect.
1% to 3% Greater Yield
Enjoy higher monthly returns than
comparable safe money options.
Imagine your investments working quietly in the background, without uncertainties.
Discover long-term growth strategies with monthly income and lump sums.
We believe a great portfolio starts from a solid foundation of safe growth with stable returns. Whether you’re a first-time investor or have prior experience, our expert team and resources will help you achieve consistent safe income at a higher yield than you can achieve from comparable safe-money investments
Who Are We & Why Are We Here?
In a Wall Street-dominated world, I discovered a
‘safe-money’ niche that big financial players had
nearly locked down.
Determined to break their grip, I built a sanctuary for
everyday investors-offering direct access to payment
streams from the best-rated insurance companies on
the planet.
- $433+ million processed with no losses.
- 94% repeat investors-they keep coming back for more.
- Wholesale prices on the ‘safe’ side of your portfolio.
What to expect in your free appointment?
A relaxed, no-commitment appointment where you will discover how to build a steady and reliable monthly income on your terms.
Listen To What Others Have Said About Using Secondary Market Annuities
I Am Definitely Interested In Doing More Business In The Future!
I had a great experience…
Nathaniel is very knowledgeable about these alternative investments and I am definitely interested in doing more business with in the future.
TIM TENZA
UNITED STATES
I Will Continue To Offer This To All My Clients
I have worked with Secondary Market Annuities a little over 2 years & have found Nathaniel the most knowledgeable owners I’ve worked with.
I have used them in IRA’s, personal retirement, for Grandchildren, for college expenses & replacements for low yielding CD’s.
CHUCK HOFFMANN
UNITED STATES
I Would Highly Recommend Nathaniel Pulsifer And Secondary Market Annuities To Anyone.
This is the second transaction I did with Nathaniel Pulsifer… and both went very smoothly.
I would highly recommend Nathaniel Pulsifer to anyone who wants to incorporate these wholesale priced SMA contracts in a financial plan.
JOHN CROWLEY
UNITED STATES
Carved-Out’ Just The Right Size Investment Amount
Daniel has the investments in inventory ready for me to place… instead of many ‘wait & see’ situations offered by other firms.
Additionally, Nathaniel has on several occasions “carved-out” just the right size investment amount.
DALE RAMSPERGER
UNITED STATES
Thank You For Putting Your Platform Together
Thank you for putting your platform together. Very nice work, easy for everyone to complete transactions.
This approach make so much more sense to me than the risky approach I’d been using for the last decade. And the results speak for themselves.
PAUL S
UNITED STATES
They Really Care About Providing Good Customer Service.
I have purchased a few (Wholesale Income) payment streams and am in the process of purchasing another one today.
Nathaniel and his staff are great to work with.
CSBD
UNITED STATES
Your questions, answered.
Why would the insurance company issue a contract yielding 6% in this market?
At a 6% rate, $100 received in 10 years is worth $55 now, illustrating how discounting boosts your yield. Insurance carriers don’t issue 6% contracts today. Instead, sellers discount their existing payment rights, letting you earn about 6%. It’s a higher alternative to standard annuities.
Do remain Wholesale Income payments transfer to heirs after passing away?
In this event, the heirs or executors can either inherit the payment stream or sell it for a lump sum. IRA-owned streams transfer per IRA beneficiary rules, and non-IRA streams can pass via will or trust. If desired, heirs may sell remaining payments to access cash, contacting DCF Exchange or us for valuation and repurchase offers.
Are payments considered income and therefore subject to federal income tax?
None of the money coming in to the IRA from a Wholesale Income Payment stream will be subject to withholding or taxation. The money you direct to come out of your IRA for distribution to you, however, would be taxable. Those withdrawals are all up to you and your accountant.
How do I know Wholesale Income payments are safe?
In typical Wholesale Income Payment deals, you get existing annuity or settlement payments. Five documents ensure legal safety: (1) benefits letter, (2) court order, (3) issuer acknowledgment, (4) legal review, (5) absolute assignment. Our counsel verifies each step. Zero complications for you.
What about cost of living increases (COLAs) for each plan right now in 2025?
Many Wholesale Income Payment plans do offer automatic cost of living adjustments (COLAs). That means your monthly payouts can increase over time to offset inflation’s impact. Not every plan has a COLA, so be sure to review each deal’s specifics before investing. Helps if markets dip too.
Why are Wholesale Income payments higher yield than fixed annuities?
The yield on Wholesale Income Payments is higher simply because the seller of structured settlement payment rights is selling at a discount. These are existing, fully funded payment obligations. A buyer becomes the assignee of an existing payment stream- a note receivable bought at a discount.
Who are the parties in a structured settlement transaction?
In a structured settlement, an annuity issuer pays the injured payee. When the payee decides to sell their future payment, a court must approve the sale and then you become the recipient of the payments. You step into the shoes of the seller and receive the scheduled payments from the annuity issuer.
What are the costs and fees of a Wholesale Income payment purchase?
Wholesale Income Payments have no ongoing fees, except minimal servicing and possible IRA costs. They stem from settlements already fully funded by an annuity, so no extra charges apply. It’s a simple, transparent approach—no hidden riders or complicated costs.
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Only The Best Carriers
Secondary Market Annuity purchasers acquire the right to receive payments from factored structured settlements. Payment rights are transferred via a court ordered transfer procedure in compliance with state-specific transfer laws and IRS regulations. All payments are subject to the claims paying ability of the individual insurance carrier group. These payments are not securities or derivatives and neither SecondaryAnnuities.com nor DCF Exchange LLC sell or offer any securities. Use of this site assumes understanding and acceptance of the Disclosures published on this site.