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WHO ELSE BENEFITS FROM WHOLESALE INCOME PAYMENTS?

“I have worked with DCF a little over 2 years and have found Nathaniel to be the most knowledgeable owner I’ve worked with. In addition, the products are exceptional as I have sold them in IRAs, personal retirement, for Grandchildren, for college expenses and replacements for low yielding CD’s. I will continue to offer them to all clients that need a guaranteed Fixed Rate from Major Insurance Carriers.”

Chuck HTrustpilot

“Most definitely now is ‘A Generational Opportunity in Bonds (And Fixed Income!)’ which is why I am doing what I’m doing – 6+% with COLA, wow!”

Paul S.

“I have purchased a few payment streams and am in the process of purchasing another one today. Nathaniel and his staff are great to work with. The transactions have been easy to finalize and the monthly payments have all been received on time, as expected. I have purchased payment streams from 3 other companies and, working with DCF is, by far, the best experience. Nathaniel and his staff really care about providing good customer service. They are responsive and work to earn your business. I have been very happy with my experience with DCF Exchange.”

CaroleTrustpilot

“For years I have tried to wisely invest in/for our retirement. With the disastrous state of the economy in recent years, this had become a real challenge. I sat at the computer and researched how to make an investment/income stream that would be safe, reliable and not make us a burden on our children in our older years. I came upon SMAs…

Nathaniel was extremely helpful and accessible, with all my questions and concerns. He guided me every step of the way: all the while, I felt he had my back. I have done numerous deals with him, and have been very satisfied every time.

I believe I have found the answers for a major part of my future income. Nathaniel insists on an independent, 3rd party lawyer, to review all his cases, and HE pays for it. That to me is reason enough to take all my annuity business with him. Much Thanks and a job well done.”

Bob F.Alberquerque

“I enjoyed working with you. Whenever possible, I’ll try to work with you for fixed streams of income. Thanks again for locating a good contract and shepherding us through.

Appreciate all your efforts!”

Lisa S.Chicago, IL

“Than, Thanks for locating a good contract and shepherding us through.”

Lisa and Carey P.Pensylvania

“You are not only good and honest professionals, but also admirable as we share the same goals. As you know, in this business it’s hard to find honest participants and you gentleman are a breath of fresh air.”

Mike D.Philadelphia

“Thank you! I enjoy working with you and appreciate all your efforts as well. Whenever possible I’ll always try to work with you for fixed streams of income.”

Curt G.Nashville, TN

“My sister is in Ireland as we speak and enjoying the security of the deals you provided. Thanks again.”

Roy D.Chicago, IL

“DCF performed far above and beyond my expectations from beginning through the end closing process and beyond. When there seemed to be an issue with the trustee, DCF stepped in and cleared up all misunderstandings and insured everything was correct. I should note that the misunderstandings were really on my part and, once I was finally clear, I now fully understand and agree. Thank you DCF.”

David

“FLEXIBLE Design Capability & HELPFUL Consults. I’ve had many conversations with one of the firm’s Principals, Nathaniel Pulsifer, and he is extremely knowledgeable in every aspect of this asset class, and is always willing to customize his inventory to fit my clients’ needs, when possible. ALSO, the DCF illustration system is very easy to use for client presentation and to do what-if scenario modeling!”

Dale R

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Only The Best Carriers

About Nathaniel Pulsifer, Owner of Wholesale Income

Nathaniel M. Pulsifer is a nationally renowned expert in fixed income from Secondary Market Annuities and the marketing director behind SecondaryAnnuities.com and the DCF companies. A tireless evangelist for simplicity in planning, he levels the playing field using Discounted Cash Flow math to help clients make the right choice among all the retirement income options.

Your questions, answered.

Why would the insurance company issue a contract yielding 6% in this market?

Secondary Market Annuities are existing contracts that trade at a discounted price. Sellers of these payments take a discount, which means a higher yield for you.

What happens to my payments when I die?

Your payments don’t die with you – they keep going to whoever you want them to go to. These are assets that transfer to your heirs just like any other investment. The difference is they’re guaranteed to keep paying regardless of what happens in the stock market, real estate, or anywhere else.

What about taxes on Secondary Market Annuities?

Each payment you receive has two parts: Principal – your original investment coming back (not taxable), and Interest – your profit (taxable as ordinary income).

Every payment stream comes with a detailed payment table showing exactly how much of each payment is principal versus interest. You can download this complete breakdown right from the inventory page before you even reserve a case. Your tax preparer will love this – it’s all laid out clearly.

How do I know Wholesale Income payments are safe?

You’re stepping into payment streams that are already funded, already paying, and already guaranteed by some of the strongest financial institutions on the planet. We’re talking MetLife, Berkshire Hathaway, New York Life – companies that have been around for over a century.

What about cost of living increases (COLAs)?

COLA stands for Cost of Living Adjustment, and it’s one of the smartest features you can get in a payment stream. Instead of getting the same payment amount for 20 or 30 years, your payments increase annually – typically by 3% each year.

Why are Wholesale Income payments higher yield than fixed annuities?

The yield on Wholesale Income Payments is higher simply because the seller of structured settlement payment rights is selling at a discount. These are existing, fully funded payment obligations. A buyer becomes the assignee of an existing payment stream- a note receivable bought at a discount.

Who are the parties in a structured settlement transaction?

In a structured settlement, an annuity issuer pays the injured payee. When the payee decides to sell their future payment, a court must approve the sale and then you become the recipient of the payments. You step into the shoes of the seller and receive the scheduled payments from the annuity issuer.

What are the costs and fees of Secondary Market Annuities?

Secondary Market Annuities have no ongoing fees, except minimal servicing and possible IRA costs. They stem from settlements already fully funded by an annuity, so no extra charges apply. It’s a simple, transparent approach—no hidden riders or complicated costs.

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Only The Best Carriers

Secondary Market Annuity purchasers acquire the right to receive payments from factored structured settlements. Payment rights are transferred via a court ordered transfer procedure in compliance with state-specific transfer laws and IRS regulations. All payments are subject to the claims paying ability of the individual insurance carrier group. These payments are not securities or derivatives and neither SecondaryAnnuities.com nor DCF Exchange LLC sell or offer any securities. Use of this site assumes understanding and acceptance of the Disclosures published on this site.